COVID-19 grants – How to apply for them?

covid-19 grants
covid-19 grants

COVID-19 has altered the life of many people. Today, the entire world is under the impact of it and finding it difficult to sustain their business. So, with the global pandemic around, the global economy has also suffered a lot. However, everyone is trying their best to fight the battle against COVID-19- while grants are one such savior to help you in such times. So, you can apply for COVID-grants now to protect yourself.

According to a study done by NPR, In Chicago, New York, Los Angles and Houston, at least half of the people surveyed- said they have experienced the loss of a job or a reduction in wages or work hours in their household since the Covid- 19 outbreak. You and I both know how tough it is to survive, but applying for grants can be a huge help.

We hope you get the best deal for yourself and apply for your grants. I know you might consider it a task but, trust me the results are great. Be it a pandemic or any other crisis, you need to be financially stable to fulfill your needs. So, in our previous blog, we spoke about some COVID grants opportunities for you -Let us now look at the list of COVID grant state wise.

Here is some list of grants, that will help you financially.

Federal COVID-19 grants for small business assistance

Paycheck Protection Program

So, the paycheck protection program is a federal relief program for you. It should help small business with forgivable loans to keep the workers employed during the COVID-19 crisis. Why not use this covid-19 grants to secure your business from the high loss.

So, the Paycheck Protection Program will support up to $10 million in loans to each small business. Thus, it plays an important role in keeping businesses afloat when the economy is nearly shut down- because of the pandemic. So, if you are a small business with 500 or fewer employees you can apply for this program right away.

The Small Business Administration (SBA) assures loans of up to $10 million to qualified businesses. So, the lenders, including banks and credit unions provide you with loans.

So, you can now File for grants online. It has free grants resources available for you. Don’t miss out on your grant money. 

Economic Injury Disaster Loans (EIDL)

So, the Economic Injury Disaster Loans is also administered by the SBA, these loans can give you up to $2 million to businesses with 500 or fewer employees- for a loan term of up to 30 years. So, an advance of up to $10,000 is available for you, and it does not have to be repaid.

Refi.com– A cash-out refinance is a great way to consolidate debt and put more cash in your pocket! Save every month for better now. With this service, you can now Pay off high-interest debt, get cash, and lower your monthly payments. Go ahead and apply for this service.

SBA Express Bridge Loans for Covid-19 grants

So, the SBA Express Bridge Loans is only available to those who have an existing business relationship with an SBA lender. It can give businesses access up to $25,000.

So, the pilot program provides the SBA Express Lenders authority to facilitate SBA-guaranteed financing emergency. If you undergo disaster-related purposes-it is eligible for small businesses only.

A Single Web site for organizations to electronically find and apply for competitive grant opportunities. Look into all the details before finding a perfect grant for yourself.

SBA Debt Relief

So, in SBA Debt Relief for six months, it will automatically pay the principal, interest and fees on the current qualified loans and new qualified loans issued before September. 27, 2020. Therefore, the SBA will also provide automatic deferments through December. 31, 2020 on any serviced disaster loans.

Employee retention credit

The employment retention credit is known as a refundable tax credit against some employment taxes. The credit you receive is worth 50 per cent of payrolls which is paid between March 13-December 31, 2020, up to a maximum of $10,000.

State Base Coronavirus Small Business Assistance

Amidst the pandemic, states are adding new programs frequently. So, you must keep checking the governor’s website to keep yourself updated with all the information. Because covid-19 grants aim to provide you with some relief during the pandemic.

California – Covid-19 grants

  • California has launched a 50 billion loan guarantee programs for small businesses affected by the COVID-19 pandemic.
  • So, this program is operated by the California Infrastructure Economic Development Bank. Thus, it aims to help small businesses that might not be eligible for federal relief programs.
  • So, the small business can apply for loans now from a taking part lender, and the state- it also ensures a guarantee of up to 95% of the loan for seven years.
  • So, the U.S. Small Business Administration- Economic Injury Disaster Loans available in all 50 states. No matter where you live in the country, you can apply to borrow up to $2 million to keep your business.
  • Infrastructure and Economic Development (IBank) Finance Programs-So, It has two programs: the Disaster Relief Loan Guarantee Program and the JumpStart Loan Program.
  • Firstly, the Disaster Relief Loan Guarantee Program is offering loan guarantees up to $1 million. The Jump Start Loan Program is offering loans from $500 to $10,000 for entrepreneurs with low-wealth areas.
  • EDD Work Sharing Program: So, this financial program has unemployment Insurance Work Sharing Program, which allows businesses to reduce employee working hours by up to 60% and also, letting them partially offset their lower pay with unemployment insurance.
  • So, the Getty fund is now providing COVID-19 relief fund up to $10 million. Thus, it aims to help nonprofit arts organizations and museums in Los Angeles. This relief fund is been administered by the California Community Foundation.
  • So, if you are from California do not forget to apply now!

Alabama-covid-19 grants

  • So, the U.S. Small Business Administration- Economic Injury Disaster Loans available in all 50 states.
  • No matter where you live in the country, but you can apply to borrow up to $2 million to keep your business.
  • So, Alabama accepted applications between July 16-25 for its $100 million Revive Alabama Small Business Grant Program.
  • So, now your qualifying businesses could receive grants up to $15,000 to cover the expenses incurred due to business interruptions by the COVID-19 pandemic and economic shutdown.
  • This finance program was funded from Alabama’s $1.9 billion CARES Act allocation.
  • State Sales and Lodging Tax Relief: So, if your business can’t make their monthly sales or lodging tax payments for February, March, and April 2020 will have you pay late payment penalties waved through June 1, 2020.
  • Bhamstrong Small Business Loan Fund: So, if you own business in Birmingham, there are loans from $10,000 – $25,000 that are available for you -to make payroll, stay in operation, or reconfigure your business against the COVID-19.
  • So, if you are from Alabama do not forget to apply now!

Alaska- covid-19 grants

Arizona- covid-19 grants

  • So, on August 13, Arizona announced the emergency relief grant program for small businesses and child care. Thus, the state capitalized with $10 million from the state’s (Crisis Contingency and Safety Net Fund).
  • So, the Arizona Small Business Rent and Mortgage Relief grant fund is being offered in partnership with Local First Arizona.
  • Community Investment Corporation: So, this program from Southern Arizona, will provide $10,000 to apply for loans. It aims to help bridge the gap in cash flow until other loans are available.
  • Here are some other grants opportunities – Growth Partners ArizonaInvest SouthwestLocal First Arizona. Apply now!

Pennsylvania-covid-19 grants

  • So, Pennsylvania businesses can now apply for $200 million in two different grant programs for damage related to or costs incurred by coronavirus-era closures and adaptation.
  • But, you should apply through certified CDFIs. So, an estimated amount of $100 million is kept aside for businesses owned by socially or economically disadvantaged individuals.
  • COVID-19 Working Capital Access Program: So, this program offers loans up to $100,000 for-profit businesses with fewer than 100 employees.
  • So, you can submit the Loan applications through Certified Economic Development Organization (CEDO) but it comes with a 0% to 2% interest rate.
  • So, if you are from Pennsylvania do not forget to apply now!

Illinois’ -covid-19 grants

  • So, Illinois’ The Department of Commerce is providing businesses who are not within the Chicago area, through the Downstate Small Business Stabilization Program, grants of 60 days of working capital up to $25,000.
  • So, demonstrate a 25% drop in revenue, also have less than $3 million in revenue and fewer than 50 employees. You should also have no current tax liens or legal judgments.
  • Therefore, the amount of the loan you’ll qualify for depends on your revenues before your business was affected by the coronavirus
  • Hospitality Emergency Grant Program
  • Illinois Small Business Emergency Loan Fund
  •  Arts for Illinois Relief Fund 
  • So, if you are from Illinois do not forget to apply now!

Arkansas

Colorado -covid-19 grants

Connecticut-covid-19 grants

Delaware-covid-19 grants

Florida-covid-19 grants

Georgia-covid-19 grants

Hawaii-covid-19 grants

  • Hawaii Electric 
  • So, the U.S. Small Business Administration- Economic Injury Disaster Loans available in 50 states.
  • No matter where you live in the country, you can borrow up to $2 million to keep your business.
  • Kauai’i County 
  • City of Honolulu 
  • So, if you are from Hawai do not forget to apply now!

Idaho-covid-19 grants

  • So, the State of Idaho declared cash grants of up to $10,000 to small businesses who are negatively impacted by the pandemic.
  • Therefore, to be eligible for a grant – from the $300 million Idaho Rebound program, your businesses must have 50 or fewer employees.
  • But, they have a condition- your business must have also not received a PPP loan of more than $10,000.
  • So, if you are from Idaho do not forget to apply now!

Indiana-covid-19 grants

Iowa-covid-19 grants

Kansas-covid-19 grants

Kentucky-covid-19 grants

Louisiana-covid-19 grants

Maine-covid-19 grants

Maryland-covid-19 grants

Massachusetts-covid-19 grants

Michigan-covid-19 grants

Minnesota-covid-19 grants

Mississippi-covid-19 grants

  • Mississippi 30 Day Fund
  • The state is using $300 million of the $1.25 billion which the state is receiving from the federal government for COVID-19 relief funds.
  • Mississippi 
  • So, if you are from Mississippi do not forget to apply now!

Missouri-covid-19 grants

Montana-covid-19 grants

Nebraska-covid-19 grants

Nevada-covid-19 grants

New Hampshire-covid-19 grants

New Jersey-covid-19 grants

New Mexico-covid-19 grants

New York-covid-19 grants

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Rhode Island

South Carolina

South Dakota

Tennessee

Texas-covid-19 grants

Utah-covid-19 grants

Vermont-covid-19 grants

Virginia-covid-19 grants

Washington-covid-19 grants

Wyoming-covid-19 grants

West Virginia-covid-19 grants

We are still searching grants program for you

Wisconsin-covid-19 grants

Some other national and regional programs

Did you know there are q number of private-sector COVID-19 small business relief program for you, that are national and regional. So, why not apply for them too.

  • So, this grants are for painters, print makers, and sculptors(so if you belong to this field, here’s your chance). The Adolph & Esther Gottlieb Foundation is raising emergency grants, of up to $15,000 to for you. Apply now!
  • For the Farmer Relief fund  American Farmland Trust has launched some grants, providing cash grants of up to $1,000. So if you are a owner for small- and mid-size direct-market food producers.
  • To help launch a new United States Regional Arts Resilience Fund, support small and midsized arts organizations in the country. The Andrew W. Mellon Foundation has launched a $10 million grant to six Regional Arts Organizations.
  • An amount of $250,000 COVID-19 emergency relief grant is offered for women artists over 40. The program is launched by Anonymous Was a Woman. It offers you grants of up to $2,500 for women-identifying visual artists.

Apply for your grants

So, you now the grants programs available state wise. Read all the details carefully before applying for your COVID-19 grants.

There are so many options available for you, all you need to do is apply for grants according to your requirement. In such times you need support to earn, to be healthy, U.S. government grants are here to save you from all those difficulties. Amidst the pandemic, you all need to apply for Covid-19 grants to protect your income and health too.

We hope you survive the pandemic with financial stability.

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